Am I doing something wrong?

[CAtoSing]

Just coming back to this. Long delay...

For reference, I live in SG full year, so more than 183 days. So I'm resident rate, not "non-resident".

As far as GIRO, been told by Citibank I cannot do this as they are not a local bank...

[x9200]

Just coming back to this. Long delay...

For reference, I live in SG full year, so more than 183 days. So I'm resident rate, not "non-resident".

As far as GIRO, been told by Citibank I cannot do this as they are not a local bank...

Just submit the giro form (available from the IRAS web page) and see what happens. A person receiving it in your bank should know better than a front desk clerk or somebody from a customer support line.

As for the 36k, with ~300k of taxable income it sounds about right and it is a low tax (~12%) what was earlier mentioned by MikeJones. I guess you probably didn't consider that the different allowances are a part of the taxable income.