AdviceNeeded wrote:...the damage was a scratch from the rear wheel to the rear corner. Is this my 100% fault? Thanks a lot.
it sounds like a very minor accident. why not contact him to settle it privately after filing your accident report?
it might be less than what your deductible is, or may be less than your future loss of NCDs.
i once crumpled a vios' rear bumper (the right most area) and possibly a bit of the body when i pulled from the right lane into the middle lane without properly checking (outside hwa chong institution).
as it was during school release rush hour, traffic was quite bad. i gave him my number (only my number) and took down only his number and told him i'll call him later that day and we both left the scene very quickly. it was totally my fault thinking i had the correct traction and speed i wanted on a wet afternoon.
i called him, met him at a mall car park that late afternoon and told him to bring his car the next day to a body shop i'm familiar with and i'll have the whole thing sorted out for him. if he needed anything other work done, just let the body shop know. (the key is making sure the work commences and hopefully completes within 24 hours)
he agreed and i gave him the details of the shop after making sure i could book his car first thing the next day. he collected his car by 3 or 4pm and called me to thank me as the shop did a wonderful job.
i don't know what he did but i had to pay a bill for $5-600 just for his car (it's an accurate bill as it's a body shop i'm very familiar with) but it was worth my NCD savings (50% of almost 9.5k a year).
i internet ordered a new bumber and lights unit and sorted it after the parts arrived from europe. the shop worked out the dink in the front quarter panel without requiring a respray.
