Using Singapore ATM card in Australia, will 6 digit pin work?

[Wd40]

Hello Guys,

I have POSB GO debit card linked to my savings account and it has cirrus and maestro logo so I believe it will work with ATMs in Sydney with those logos. I have also activated the magnetic strip for overseas usage.

My question is regarding the fact that here ATM pins are 6 digit. Will they work in Sydney? I called up customer service and the guy said the pin cannot be changed to 4 digits and that some machines overseas accept 6 digit pin.

I am working if anyone has experience using 6 digit pin in australia or should I just carry the extra cash in SGD? I dont want to convert extra AUD and then have to convert it back to SGD. I am planning to use by UOB credit card whereever possible and also carry some AUD.

[MostlyHarmless]

Not sure about Australia, but I have no problems using a 6 number pin in Europe, where 4 number pins are the norm.

[PNGMK]

I routinely use my Maybank card in Aussie with the pin 342118 so it should be ok.

[Wd40]

Thanks MostlyHarmless & PNGMK!

[zzm9980]

The 6 digit PIN itself won't be a problem. I've even used my Citibank and DBS ATM cards in the US with 6 digit PIN, while local bank ATMs mostly only let you use 4 digit.

Just make sure your card is activated for overseas usage. The only other trouble you'll have is if you use a credit card in a Chip&PIN country where the POS machine doesn't support Chip&Signature, or more likely, the cashier is just untrained and doesn't understand the machine when it doesn't prompt for PIN and instead says "VERIFY SIGNATURE". That said, AUS at least is also Chip&Sig.

[Wd40]

The 6 digit PIN itself won't be a problem. I've even used my Citibank and DBS ATM cards in the US with 6 digit PIN, while local bank ATMs mostly only let you use 4 digit.

Just make sure your card is activated for overseas usage. The only other trouble you'll have is if you use a credit card in a Chip&PIN country where the POS machine doesn't support Chip&Signature, or more likely, the cashier is just untrained and doesn't understand the machine when it doesn't prompt for PIN and instead says "VERIFY SIGNATURE". That said, AUS at least is also Chip&Sig.

Thanks ZZM, I never keep track of my Credit Card PINs as I always had this ingrained in my mind that PIN for credit cards is only for cash withdrawal and withdrawing cash from credit cards is a crime. Thank god AUS is Chip&Sig.

[zzm9980]

The 6 digit PIN itself won't be a problem. I've even used my Citibank and DBS ATM cards in the US with 6 digit PIN, while local bank ATMs mostly only let you use 4 digit.

Just make sure your card is activated for overseas usage. The only other trouble you'll have is if you use a credit card in a Chip&PIN country where the POS machine doesn't support Chip&Signature, or more likely, the cashier is just untrained and doesn't understand the machine when it doesn't prompt for PIN and instead says "VERIFY SIGNATURE". That said, AUS at least is also Chip&Sig.

Thanks ZZM, I never keep track of my Credit Card PINs as I always had this ingrained in my mind that PIN for credit cards is only for cash withdrawal and withdrawing cash from credit cards is a crime. Thank god AUS is Chip&Sig.

Yes, I actually asked the lady at citibank yesterday if the PIN I had on my Citi Premier Miles card also worked for Chip&Pin, or if it was only for the ATM Cash Advances. She had no clue.