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You can use cash to voluntarily refund the CPF savings you have used for your
property without selling the property.
You can refund the following amount:
a) full principal amount withdrawn towards the property and accrued interest; or
b) full principal amount withdrawn; or
c) part of the principal amount withdrawn
Please check the principal amount withdrawn to date and its accrued interest online:
1. Go to
www.cpf.gov.sg and click on "Login Here à"
2. Key your SingPass ID and password
3. You will now see your CPF statement and a column of options on the left hand corner of the screen
4. Click on "My Statement". Scroll down to select "Section C" - "Net Amount Used & Amount Available"
5. Click on "Property"
You will not be able to request a refund of the monies once it is credited as the voluntary refund is irrevocable. However, you can reuse the credited monies in your Ordinary Account for the approved uses under the various CPF Schemes.
If it is a full voluntary refund i.e. (a) full principal amount used and the accrued interest, your monthly repayment from your Ordinary Account (if any) will be terminated. Please note that, if your housing loan is still outstanding and if you decide to use your CPF savings to service the housing loan again in the future, you would need to submit a fresh application to the Board through your lawyers. You will incur legal cost in the process as we need to lodge/register a new CPF charge on the property to secure the new CPF usage before we can release your CPF.
To proceed with the voluntary refund, please complete the Form HSD/VR and let us have your cashier’s order or cheque made payable to ‘Central Provident Fund Board’ before 20th of the month.
Please indicate your name, NRIC number, property address and your PPS file reference on the reverse side of the cashier’s order/cheque. Your PPS reference is reflected in your CPF Property Statement showing the amount used for your private property.
You can post the cashier’s order/cheque together with the HSD/VR Form to:
Central Provident Fund Board
Private Properties Section
238B Thomson Road
#08-00 Tower B Novena Square
Singapore 307685