Hi
I am moving out to Singapore with my wife and son who will be over 14 months when we get out there at the end of March. Can anyone please give me a heads up as to how the health service works out in Singapore. We are currently in the UK where it is fair to say most people rely on the NHS save for certain things which they might go private under say a work private insurance policy. I understand that most expats in Singapore rely on their private insurance which will of course be offered to me through my job. I am in the process of working out what exactly that covers but generally I was looking for guidance on the following:
1. what do private insurance policies typically cover and what do they need to cover, i.e. how much does it cost to go to the GP, the dentist and / or say a paediatrician for my son.
2. private insurance policies often exclude existing conditions. I take medication for a condition which is highly unlikely to ever require hospitalisation but again, what does a prescription cost etc if it is not covered.
I appreciate that the answer to some of this is whatever the terms of my insurance policy says but I am trying to understand generally what the cost of healthcare is in Singapore, how it works and whether private healthcare policies are comparable to what we typically have in the UK which have excesses and exclusions which do not really cater for day-to-day healthcare issues.
thanks