Singapore Expats Forum
 

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by Beeroclock
Mon, 14 Jul 2014 3:38 pm
Forum: Latest News & Current Affairs
Topic: World Cup: Singapore anti-gambling ad backfires
Replies: 21
Views: 5596

JR8 wrote:I suspect they'll be a little more cautious next time they're implying predictions...
At least not to pick one of the favourites !
by Beeroclock
Mon, 14 Jul 2014 10:24 am
Forum: Staying, Living in Singapore
Topic: Duvet vs. sheets?
Replies: 49
Views: 8829

Depends. When you are new here you tend to believe you have to have air-con on. When you use air-con, then you want to sleep under something, or by around 3am the room is like a fridge and it can wake you up. Once you're here a while I suggest aiming for not using the air-con at all or you'll never...
by Beeroclock
Sun, 13 Jul 2014 10:38 pm
Forum: General Discussions
Topic: Investment Gurus
Replies: 63
Views: 23814

The IPF seems a good strategy that would suit most people. I noticed on his later post in 2002 he changes it to 80-90% index instead of 60-80% index in the original article... http://www.fool.com/news/foth/2002/foth020827.htm As mentioned in the cpf thread, I'm also going for a hybrid of index and d...
by Beeroclock
Sun, 13 Jul 2014 10:11 pm
Forum: General Discussions
Topic: Investment Gurus
Replies: 63
Views: 23814

Be careful leaving a business card in restaurants etc for the chance of a free lunch. Some of those bowls are for these advisors..... I know this because I met one and insisted at the start to know how he got my contact or I wouldn't proceed further with the chat and he told me this is one of the co...
by Beeroclock
Sat, 12 Jul 2014 10:30 pm
Forum: General Discussions
Topic: Investment Gurus
Replies: 63
Views: 23814

I've been thinking there's a crash lurking for over a year now, but it ain't happening...... Yet. Central banks have done a fine job, if you're an investor that is. Maybe not so much so for all those young kids starting off and asset-less folks out there. Yellens recent comments to the effect that i...
by Beeroclock
Fri, 11 Jul 2014 11:06 pm
Forum: Latest News & Current Affairs
Topic: CPF: A good deal?
Replies: 53
Views: 9071

prospective yield >= 4% mine currently are on 3.7-6.5%, net 5.4%, these things naturally ebb and flow, but you want 4% as an 'entry criteria']. Hi JR8, when you monitor your yield, do you calculate it using the current share price or your historical purchase prices? I'm just curious because you men...
by Beeroclock
Fri, 11 Jul 2014 2:25 pm
Forum: General Discussions
Topic: Investment Gurus
Replies: 63
Views: 23814

Vanguard, Fidelity and most other US investment companies have begun strictly enforcing a policy of not letting US citizens living abroad invest in mutual funds if they truthfully declare their foreign address. Of course, one could try giving a relative's US address but that would not be completely...
by Beeroclock
Thu, 10 Jul 2014 2:41 pm
Forum: Latest News & Current Affairs
Topic: CPF: A good deal?
Replies: 53
Views: 9071

I always check payout ratio (i.e. can they afford to keep paying these dividends) and dividend growth and history. Currently in Australia only two stocks satisfy my criteria CBA and FLT. carsales.com.au is close. CCA not far off either. A bit of a digression into Australian bank shares since you me...
by Beeroclock
Thu, 10 Jul 2014 1:22 pm
Forum: General Discussions
Topic: Investment Gurus
Replies: 63
Views: 23814

I've been trying to figure out how to diversify my major holding (a single company stock) and all I came up with was to buy SPY: https://www.google.com/finance?q=SPY Probably not the worst move,but hardly the best. I'll definitely take the time to review the FAQ. thanks JR8. Just a quick check on t...
by Beeroclock
Thu, 10 Jul 2014 10:36 am
Forum: Latest News & Current Affairs
Topic: CPF: A good deal?
Replies: 53
Views: 9071

Hey ho Beery! Smile I think that’s what is so pernicious about most funds, i.e that if you’re earning say 4-5%, but handing over 1+% of that in fees, it’s a hell of a slab of your total return. Then take say 4-5%, deduct inflation, THEN take off 1+% in fees, to get your ‘real’ return and it doesn’t...
by Beeroclock
Wed, 09 Jul 2014 10:00 pm
Forum: Latest News & Current Affairs
Topic: CPF: A good deal?
Replies: 53
Views: 9071

[quote="JR8] I’ve discussed before how I decided upon my own strategy here http://forum.singaporeexpats.com/ftopic92941-0-asc-15.html I don’t want to go on about it lest I be suspected of having some form of vested interest in it, which I certainly don’t. It’s just a large group of people like you ...
by Beeroclock
Mon, 07 Jul 2014 10:07 pm
Forum: Staying, Living in Singapore
Topic: People's park beauty rip off
Replies: 32
Views: 5840

Thanks, yeah we don't want the money back but it's more just to give a feedback; try to make them rethink their approach and save some other poor soul from having a similar unpleasant experience
by Beeroclock
Mon, 07 Jul 2014 11:36 am
Forum: Leisure Chat, Jokes, Rubbish
Topic: Do they assume we're all rich and stupid?
Replies: 20
Views: 3779

The weirdest (and most disgusting) time was when a well-dressed chap came up to me and then proceeded to show me some kind of medical paraphernalia that was connected to his body via various tubes and which included a bag with some evil-looking bodily fluids in it. This was in the area near the Mer...
by Beeroclock
Fri, 04 Jul 2014 6:33 pm
Forum: Leisure Chat, Jokes, Rubbish
Topic: Do they assume we're all rich and stupid?
Replies: 20
Views: 3779

Reminds me of a weird experience I had about a year or two ago, being approached in millenia walk by a western lady, maybe 60 years old, dressed in tourist garb with the straw hat / suitcase etc, asking for money to make an urgent phone call to family and pointing to a nearby payphone. I asked how ...

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