SINGAPORE EXPATS FORUM
Singapore Expat Forum and Message Board for Expats in Singapore & Expatriates Relocating to Singapore

Does anyone knows which bank offers the highest fixed deposits interest rate for 12 month term? https://blog.moneysmart.sg/fixed-deposits/best-fixed-deposit-accounts-singapore/ Thanks for the link! ICBC looks interesting too at 1.9%...anyone used them before? China bank? Maybank or CIMB might be th...

You can probably get one for about $2xx-$3xx/year. 2. Insurer won't stop you from buying low cover, but there is a clause called Average Clause - property worth $1m but you bought $500k cover? Then your payout will be in that proportion as well Cheers! wow. i never thought of this. I thought you wi...

I don't think every insurance company necessarily has that "average clause." I like FWD's home insurance b/c it's cheap and has really great value. Didn't see any thing like that in their policywording: https://www.fwd.com.sg/uploads/sites/1/2018/03/FWD-home-contract-homeowner-without-signature.pdf ...

even if you are trying to save money, manual isn't always the better option anymore apparently:
https://www.edmunds.com/fuel-economy/fi ... hifts.html

do you need a car for your family? how often do you drive? unless you have a very good reason to, using grab/gojek will probably save you way more money. this site did the calculation a long time ago on Uber & Grab in SG vs owning a car, but it's probably still the same case with Grab & GoJek, if no...

do you wear socks all the time? that usually helps... or maybe you need to change your shoes frequently for awhile as you do all the other treatments too

losing 1 kg requires about 7,000 calories to be burnt. This means you need to have a deficit of about 1,000 calories per day. Assuming your natural burn is about 2,000/day, that means you have to reduce your intake by about 500 calories/day while increasing your output by another 500 calories/day th...