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by UMichGrad
Sat, 15 Oct 2016 2:03 pm
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

Much more coverage? "More" as in higher payout or "more" as in they are covering more conditions, not just maternity and newborn? It is a full International health insurance plan with maternity coverage. We pay less than S$500 a year for her shield plan and wouldn't take advantage of the Internatio...
by UMichGrad
Sat, 15 Oct 2016 9:56 am
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

Taxico, I am really not sure how your above post is going to help OP with his question. All he wanted was to provide for himself and his family, medically speaking. He is practising responsible fatherhood. So much for compassion. Coming from a doctor, himself! i think i tried to help, albeit unsucc...
by UMichGrad
Fri, 14 Oct 2016 4:34 pm
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

Subsidies are only offered at govt hospital? Do you have a hospital in mind? Best to contact them for verification. These links may be useful. Quite a few policies offering over $500k coverage, although not sure if they impose lower limit per incident / event? Be sure to inquire about coverage for ...
by UMichGrad
Thu, 13 Oct 2016 10:07 am
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

The $8400 I previously quoted was for private hospital. Since OP does not qualify for subsidized rate. But I am surprise at the $100k bill. How did the $ skyrock It is hard for me to make the connection between the dots. Granted there is no information for post partam / infant care upon deliery on ...
by UMichGrad
Wed, 12 Oct 2016 11:57 am
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

Mine was an emergency C section, epidural. Tubal ligation, since all the parts were right there and me, not a very good baby-making machine, might as well seal off that tube. My baby was in ICU for ten days. Ouch! Yikes... hopefully the baby turned out okay! However, you are case example of why I f...
by UMichGrad
Wed, 12 Oct 2016 11:44 am
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: RE: Re: Maternity Insurance

Would you mind providing a ballpark of what a "substantial bill" means? S$20K? S$200K? The average bill I have seen for foreigners is about 14,000 $. Highest, with some complications was about 120,000 $ That 2nd number is what scares me :D This is why if there is some catastrophic option out there ...
by UMichGrad
Wed, 12 Oct 2016 11:36 am
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

A friend of mine had health insurance through work which covered about 10K post natal if there were complications. There were. He is looking at a substantial bill. Having seen this first hand, I think post natal insurance is a very good thing. Would you mind providing a ballpark of what a "substant...
by UMichGrad
Wed, 12 Oct 2016 11:32 am
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

1. Many Singaporeans rely on their govt. medical account 2. Medical charges are still affordable (by US standard, altho pricey by local std) The above reasons make it less of a neccessity for "catestrophic" medical insurance. Hence, OP is having such a tough time. Supply and demand. Perhaps, this c...
by UMichGrad
Tue, 11 Oct 2016 9:46 pm
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

StrongEagle.... Insurance is about pooling risk and allowing customers to hedge. I'm looking for something like a maternity shield plan. Not something that pays 100% costs of having a child. I'd like something like a high deductible plan in the case a pregnancy mishap leads to a $100K bill. Make the...
by UMichGrad
Tue, 11 Oct 2016 4:10 pm
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

Yes, I am aware of these plans. These are not what I'm looking for as they only cover about ~S$10K of costs for complications. If a premature birth happens with complications this cost could exceed 6 figures and these plans would not come close to footing the bill. In the USA, we have plans that cov...
by UMichGrad
Tue, 11 Oct 2016 3:59 pm
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Re: Maternity Insurance

Thank you for your reply. It looks as if my Prudential agent is either misinformed or doesn't know what he is talking about. I don't see why he wouldn't want the opportunity to make an extra sale? He said that most prenatal packages are paid for in a negotiated deal with a hospital, the mother is pr...
by UMichGrad
Tue, 11 Oct 2016 2:59 pm
Forum: Staying, Living in Singapore
Topic: Maternity Insurance
Replies: 40
Views: 24283

Maternity Insurance

Hello All, This is a topic I've been asking around about and I haven't been able to get a good answer. My wife is a PR here and I am an expat, we both have a local shield plan for insurance through Prudential. I asked my insurance agent about maternity coverage for my wife as we may start having a f...
by UMichGrad
Wed, 07 Sep 2016 12:13 pm
Forum: Relocating, Moving to Singapore
Topic: Moving Malaysian wife to USA
Replies: 2
Views: 1092

Moving Malaysian wife to USA

Hello All, This question is premature but I'm sure people have looked into it or have done it and I would appreciate having some information available so that when I am ready to return to the USA, I know what steps I need to take and the timeline. Background: I came to Singapore on an EP last year a...
by UMichGrad
Mon, 17 Aug 2015 10:23 pm
Forum: Relocating, Moving to Singapore
Topic: Employment Pass Approved
Replies: 5
Views: 1761

Re: Employment Pass Approved

I went to my court and requested the information that I told you from them. They provided this to me and I sent them over. Your court or police station should have records.
by UMichGrad
Mon, 17 Aug 2015 9:53 pm
Forum: Relocating, Moving to Singapore
Topic: Employment Pass Approved
Replies: 5
Views: 1761

Re: Employment Pass Approved

My advice to you is to disclose it. MOM requested information requesting details on the punishment and that all terms of punishment were satisfactorily met and closed. For you, I'd provide documentation showing that the conviction is spent. I was very upfront about this to my employer as they asked ...

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