Singapore Expats Forum

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by ginger_bread
Sat, 17 Mar 2018 10:44 pm
Forum: Parenting, Family & Schools
Topic: For-profit vs. Not-for-profit international schools
Replies: 6
Views: 4346

For-profit vs. Not-for-profit international schools

I have read some discussions here about for-profit vs. not-for-profit international schools in Singapore. I've learnt recently that not-for-profit schools in Singapore register as charities with the Singapore Government. (I am not sure I am allowed to post websites; you may google charity portal Sin...
by ginger_bread
Tue, 12 Apr 2016 9:34 pm
Forum: Parenting, Family & Schools
Topic: Stamford American School vs UWCSEA, advice please!
Replies: 14
Views: 12765

Re: Stamford American School vs UWCSEA, advice please!

Thanks for the input; can you cite something that shows UWC is 'not for profit'' - I've always understood UWC to be a board school that endevoured to return a profit to a HQ somewhere. (And yes; you're correct that ICS uses part of the funds for subsidisation of education of missionary kids but the...
by ginger_bread
Thu, 20 Aug 2015 7:50 pm
Forum: Insurance
Topic: feedbacks about HSBC "growth manager" product
Replies: 23
Views: 16939

Re: feedbacks about HSBC "growth manager" product

The surrender penalty is too high (during the frst 7 years of the products a big part of the capital can be lost) and it is not possible to stop paying the regular premiums (Only premium holidays which can be seen as a pause in the payment but it doesn t mean that you can exit the product). There i...
by ginger_bread
Wed, 19 Aug 2015 10:41 pm
Forum: Insurance
Topic: feedbacks about HSBC "growth manager" product
Replies: 23
Views: 16939

Re: feedbacks about HSBC "growth manager" product

I don't know anything about this particular product, but normally the subscription fees (or initial sales charge) for unit trusts are listed as 5% maximum, though normally banks or third-parties charge much less to attract customers. I normally paid 1% or less. These types of unit trusts do not have...
by ginger_bread
Mon, 03 Aug 2015 6:34 pm
Forum: PR, Citizenship, Passes & Visas for Foreigners
Topic: PEP application withdrawal
Replies: 1
Views: 1284

PEP application withdrawal

I have applied for a PEP. May I know if there would be any serious consequences if I withdraw my application when it is under review? Will it affect my existing EP? Meanwhile if the application is approved and I do not issue the PEP, can I still withdraw my application and stay on my existing EP? Ot...
by ginger_bread
Thu, 14 May 2015 9:50 pm
Forum: Parenting, Family & Schools
Topic: The school dilema - moving to SG
Replies: 18
Views: 10828

Re: The school dilema - moving to SG

If you children speak no English and no German, why would you want to place them in the Swiss School, where they will need to learn two new languages simultaneously? You have chosen to keep the information private, but I assume currently they need to speak at least two other languages (since you wro...
by ginger_bread
Wed, 06 May 2015 12:43 am
Forum: General Discussions
Topic: Non-residents to pay more for public sports facilities
Replies: 50
Views: 7225

Re: Non-residents to pay more for public sports facilities

There is a big difference between tax and CPF. Maybe the government uses both tax and CPF money to fund their expenses, I don't know, but it does not mean that the CPF money subsidizes public expenditure. Funding and subsidizing are two different concepts. When I pay tax to the government, the money...
by ginger_bread
Sun, 19 Apr 2015 9:58 pm
Forum: General Discussions
Topic: Non-residents to pay more for public sports facilities
Replies: 50
Views: 7225

Re: Non-residents to pay more for public sports facilities

Yesterday we went to the Science Centre, and wanted to renew our expired family membership. We were told we could not do so since the management were still "working on it (supposedly pricing)" for foreigners membership. So sad. I don't know why people keep talking about stop "subsidizing foreigners"...
by ginger_bread
Thu, 16 Apr 2015 11:02 am
Forum: Parenting, Family & Schools
Topic: The school dilema - moving to SG
Replies: 18
Views: 10828

Re: The school dilema - moving to SG

Consider homeschooling? Also International Community School. If Homeschooling is a must for 6 months - perhaps, but we are a tad conservative and prefer actual schools to take care of your kids education. Anyways - International Community School is actually the cheapest school out there (compared b...
by ginger_bread
Mon, 13 Apr 2015 10:48 pm
Forum: Parenting, Family & Schools
Topic: The school dilema - moving to SG
Replies: 18
Views: 10828

Re: The school dilema - moving to SG

Hello everyone. We are a family of 4 and I am currently in discussions with my employer about relocating to SG this summer. I have done as much research as possible on the primary school topic, but some things are still a bit unclear to me and I will appreciate advice from any fellow parents who ha...
by ginger_bread
Wed, 04 Mar 2015 3:17 pm
Forum: Parenting, Family & Schools
Topic: Considering Move to SIN-Schools to Visit for Autistic Child
Replies: 17
Views: 10559

Re: Considering Move to SIN-Schools to Visit for Autistic Ch

Try Dover Court. It takes special needs children from 4 or 5 years of age (not necessarily high functioning .... e.g. they take children with Down's Syndrome). They integrate them with mainstream children during recess, lunch, assemblies, classroom activities, etc. Maybe not at the same level as in ...
by ginger_bread
Fri, 30 Jan 2015 12:48 am
Forum: Parenting, Family & Schools
Topic: Help me find Preschool/Daycare/ Nursery for 19 mnth old
Replies: 5
Views: 2697

Re: Help me find Preschool/Daycare/ Nursery for 19 mnth old

Try pre-schools on HDB premises?
One of them that I know of charges S$1000 per month for a full-time toddler (foreigners)
Half-day (4 hours) they charge around S$350 per month (foreigners)
Sorry I can't post names.
by ginger_bread
Thu, 29 Jan 2015 10:52 pm
Forum: Relocating, Moving to Singapore
Topic: Moving to SG - Having second thoughts...
Replies: 12
Views: 2531

Re: Moving to SG - Having second thoughts...

To apply for LTVPs you'll need a company sponsor. (Read the documents required section)
This would probably be one of the biggest hurdles.
You'll need to rely on your future employer to be willing to sponsor them.
by ginger_bread
Sun, 09 Nov 2014 8:29 pm
Forum: Parenting, Family & Schools
Topic: stamford, dulwich, nexus - any input??
Replies: 16
Views: 10859

Re: stamford, dulwich, nexus - any input??

Ideally most people would like to send their children to good not-for-profit schools, but the reality is there are not many such schools, and usually there are long waits. For profit schools are expensive, and may not be value for money, but it does not mean they are necessarily bad. I did not know ...
by ginger_bread
Mon, 30 Jun 2014 1:12 am
Forum: Property Talk, Housing & Rental
Topic: Where is home?
Replies: 64
Views: 11240

Nice post! But if you had actually named those countries instead of just saying A,B,C,D.. it would have been better to get the perspective and you might have feedback from others here which might actually help you and that may actually change your life dramatically. I don't understand why some peop...

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