Singapore Expats Forum

Search found 180 matches

by GSM8
Fri, 11 Jan 2019 4:24 pm
Forum: PR, Citizenship, Passes & Visas for Foreigners
Topic: Singapore PR chances based on scheme
Replies: 20
Views: 3701

Re: Singapore PR chances based on scheme

He'll probably get it under the family ties scheme as Singapore does not like to lose Doctors and as he's married and if he cannot get PR, when his PEP is up, they might just tell Sg to KMA! Or the ICA may look at it as doctor is unlikely to migrate out of Singapore as licensing/registration in oth...
by GSM8
Fri, 11 Jan 2019 4:19 pm
Forum: Computer, Internet, Phone & Electronics
Topic: Is 1Gbps really 1Gbps?
Replies: 4
Views: 570

Re: Is 1Gbps really 1Gbps?

1 gbps is only the theoretical "last mile" speed from the providers (e.g. Singtel) server to you. Actual speeds are limited by the data speeds along the path to the node you are connecting to (limited by intercontinental under sea fiber + server where the website is hosted). Typically spee...
by GSM8
Thu, 13 Dec 2018 9:31 am
Forum: PR, Citizenship, Passes & Visas for Foreigners
Topic: Self deposit in Singapore CPF account.
Replies: 6
Views: 1213

Re: Self deposit in Singapore CPF account.

VJK - what are you trying to achieve? You can do cash top ups or if you are self employed you can pay your CPF EE/ER contributions as well. I think the point that OP may be trying to make is that if he has no Singapore source income, any contribution to CPF would voluntary and there are no tax (ded...
by GSM8
Mon, 22 Oct 2018 1:23 pm
Forum: PR, Citizenship, Passes & Visas for Foreigners
Topic: PTS Scheme or Spouse Scheme for PR application
Replies: 7
Views: 1258

Re: PTS Scheme or Spouse Scheme for PR application

Family ties scheme. Please search previous posts in the forum. Its been addressed in fair amount of detail. Thanks for the reply! I try search in the forum but couldn’t get any relevant thread with such topics. Can you advise which Thread addressed such topic? Much appreciated. I found a few releva...
by GSM8
Sat, 20 Oct 2018 4:40 pm
Forum: PR, Citizenship, Passes & Visas for Foreigners
Topic: PTS Scheme or Spouse Scheme for PR application
Replies: 7
Views: 1258

Re: PTS Scheme or Spouse Scheme for PR application

Family ties scheme. Please search previous posts in the forum. Its been addressed in fair amount of detail.
by GSM8
Fri, 21 Sep 2018 8:21 pm
Forum: Property Talk, Housing & Rental
Topic: Is HDB a prepaid flat rental or an asset?
Replies: 29
Views: 3166

Re: Is HDB a prepaid flat rental or an asset?

An plausible approach might be for gahmen to amend the rules to state that an eligible person or couple can "own only 1 purchased HDB flat at any given time". In other words, they can inherit an aging HDB flat, yet buy their own BTO or resale. Further, private property owners are also allo...
by GSM8
Mon, 27 Aug 2018 9:44 am
Forum: Property Talk, Housing & Rental
Topic: Is HDB a prepaid flat rental or an asset?
Replies: 29
Views: 3166

Re: Is HDB a prepaid flat rental or an asset?

Societies are not sustainable when wealth is passed down in perpetuity. Many other countries have death tax/ estate tax etc. I suppose Singapore achieves a similar effect with 99-year property leases gnawing away through a lifetime at the split between personal and gahmen wealth. Would the people bl...
by GSM8
Sun, 19 Aug 2018 12:28 pm
Forum: Relocating, Moving to Singapore
Topic: Bringing Dog to Singapore
Replies: 8
Views: 2069

Re: Bringing Dog to Singapore

I second PNGMK. Do not buy a dog in Singapore, many of the breeders have unethical profiteering practices and buying a dog at sky high prices just encourages it. There are many rescue dogs that need a good home but are shunned by people for shallow reasons like "dangerous because it has a black...
by GSM8
Fri, 29 Jun 2018 7:28 pm
Forum: General Discussions
Topic: Special Gathering of Eagles
Replies: 48
Views: 10327

Re: Special Gathering of Eagles

I’ll be there closer to 830
by GSM8
Tue, 19 Jun 2018 12:16 am
Forum: General Discussions
Topic: Special Gathering of Eagles
Replies: 48
Views: 10327

Re: Special Gathering of Eagles

Count me in for this one. For location, how about trying Joo Chiat/ East Coast Rd. Beer is reasonably priced, have a few places with craft beer, and its easy access.
by GSM8
Mon, 02 Apr 2018 11:22 am
Forum: Business in Singapore
Topic: Contract of service
Replies: 8
Views: 2191

Re: Contract of service

Many thanks for the detailed post sharing your experience on this, SE. Minor additions from my side (without quoting your entire reply). 1. I've heard from others too that CPF doesn't like ordinary wage varying from month to month but that some variation can be attributed to commissions. However, if...
by GSM8
Wed, 28 Mar 2018 9:42 am
Forum: Latest News & Current Affairs
Topic: Temasek lost $652MM in Uber!
Replies: 5
Views: 1660

Re: Temasek lost $652MM in Uber!

http://statestimesreview.com/2018/03/27/comfortdelgro-delete-your-s652-million-uber-app/ They paid $28,348 per cab? That's about Comfort's annual revenue from each cab rented (not taking into account costs and depreciation). Its also close to the average cabbies annual earnings. The multiple seems ...
by GSM8
Tue, 27 Mar 2018 1:19 pm
Forum: Business in Singapore
Topic: Contract of service
Replies: 8
Views: 2191

Re: Contract of service

Now, in a larger company, where people might complain, you would need to issue a contract for service so that your employees would know exactly the terms they worked under. But, for you and your wife, you don't need to prepare any contracts. What are you going to do? Turn yourselves in for failure ...
by GSM8
Fri, 16 Mar 2018 3:42 pm
Forum: Careers & Jobs in Singapore
Topic: CPF contributions >$7000
Replies: 11
Views: 2162

Re: CPF contributions >$7000

Interest and dividends are taxable though. I doubt I'll make enough returns on my SRS to make it an issue. It's a form of forced savings for me. Agreed, my example was a tad edge case. But the reasoning still appears to hold since per IRAS, most interest and dividends (including from REIT, unit tru...
by GSM8
Fri, 16 Mar 2018 2:19 pm
Forum: Careers & Jobs in Singapore
Topic: CPF contributions >$7000
Replies: 11
Views: 2162

Re: CPF contributions >$7000

The investment choices for SRS are limited by govt regulations and also what the bank will let you do. I ended up buying into trusts from Great Eastern with mine about 5 years ago. The returns are so-so. For about 10 years I treated SRS as purely a zero return cash reserve against deflation. (And y...

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