Search found 263 matches

by midlet2013
Sat, 31 Jul 2021 3:36 am
Forum: General Discussions
Topic: If you could turn back the clock to 5 years ago...what would you do?
Replies: 6
Views: 786

Re: If you could turn back the clock to 5 years ago...what would you do?

Exactly. We actually bght tech stocks instead of a house and while we would have done better, it was a wiser decision . However , I would change two more things. One is good and Health. I would stop eating most of Indian food which is carb rich. I would also focus on mental health and develop more o...
by midlet2013
Sat, 31 Jul 2021 3:18 am
Forum: General Discussions
Topic: Bangkok apartments
Replies: 2
Views: 413

Re: Bangkok apartments

I once was about to rent a 650 sqft apartment next to mrt and realised how bad and small it is. Luckily I rented a 950 sqft for a lesser price. That made me think why we have so many such small undesirable flats. The reason in my view is that most people view as apartment as a money making investmen...
by midlet2013
Sat, 31 Jul 2021 3:11 am
Forum: General Discussions
Topic: Delta putting a damper on things global
Replies: 28
Views: 947

Re: Delta putting a damper on things global

I really don’t see anything significantly different the Govt could have done. It seems a trend than 20% people don’t want vaccine no matter where. In India , 10% of healthcare people didn’t go for vaccine. Also there is no guarantee on the length of efficacy of vaccine. I read a report that within m...
by midlet2013
Sat, 31 Jul 2021 2:57 am
Forum: Property Talk, Housing & Rental
Topic: Buying a HDB or Condominium?
Replies: 21
Views: 1081

Re: Buying a HDB or Condominium?

Generally from what I’ve observed, HDBs seem to be the option for serious occupants rather than those looking to make a profit or purchase the unit as an investment. In that sense, there is probably less turnover, and you can expect your neighbours to be more or less the same for as long as you liv...
by midlet2013
Sun, 25 Jul 2021 11:58 pm
Forum: Property Talk, Housing & Rental
Topic: Am I insane to spend this much on rent with my salary
Replies: 8
Views: 607

Re: Am I insane to spend this much on rent with my salary

I don’t think peer advice makes sense. You should rent this place. You will either learn a valuable lesson or be happy. Both are good in ur case. If I had to do this, I would rent a cheaper condo for now. And set a dream condo as a goal. Once I felt financially comfortable I would go for it. Luxurie...
by midlet2013
Sun, 25 Jul 2021 8:41 am
Forum: Entertainment, Leisure & Sports
Topic: Watching a movie in the cinema
Replies: 31
Views: 1825

Re: Watching a movie in the cinema

Per person? Last time when I was in the cinema, year ago or so, it was ca SGD13-15 per ticket. I quickly checked GV and still see it in that range. Gold class in GV is 43$. But with HSBC card , u can get for 34.5$. Since last year, we only saw 5-6 movies but we chose to go to Suntec City Gv gold cl...
by midlet2013
Thu, 22 Jul 2021 8:31 pm
Forum: Entertainment, Leisure & Sports
Topic: Watching a movie in the cinema
Replies: 31
Views: 1825

Re: Watching a movie in the cinema

sundaymorningstaple wrote:
Thu, 22 Jul 2021 7:21 pm
x9200 wrote:
Thu, 22 Jul 2021 6:11 pm
Oh, ok, I though we were talking about standard tickets.
I was.
Ya std tickets have been around 12-13$ for years.
by midlet2013
Thu, 22 Jul 2021 4:26 pm
Forum: Entertainment, Leisure & Sports
Topic: Watching a movie in the cinema
Replies: 31
Views: 1825

Re: Watching a movie in the cinema

Bring a big sack of gold. You'll get a shock when you see how much they charge for a movie ticket nowadays. Pricing is ridiculous. Upwards of $40, and thats not even including snacks or drinks. Per person? Last time when I was in the cinema, year ago or so, it was ca SGD13-15 per ticket. I quickly ...
by midlet2013
Thu, 22 Jul 2021 6:10 am
Forum: Entertainment, Leisure & Sports
Topic: Watching a movie in the cinema
Replies: 31
Views: 1825

Re: Watching a movie in the cinema

U can consider gold class. Fewer people , more distance.
by midlet2013
Sat, 19 Jun 2021 5:04 pm
Forum: General Discussions
Topic: Impulse purchase
Replies: 70
Views: 7167

Re: Impulse purchase

This is an interesting discussion. I consider myself frugal but not at the level of WD40. We live in a HDB, have no car, have no maid, and most of our appliances are more than 10 years old. I am averse to any type of loan except for the HDB mortgage. We basically accumulated a respectable net worth...
by midlet2013
Sat, 19 Jun 2021 4:33 pm
Forum: General Discussions
Topic: Impulse purchase
Replies: 70
Views: 7167

Re: Impulse purchase

Napoleon Hill said that the reason why most people dont reach their full potential is because they listen to their teachers, parents, relatives, friends , etc. My dad is frugal and always preaches to live within means. However, if you read Rich Dad Poor Dad, you will realise that most of our parents...
by midlet2013
Sat, 19 Jun 2021 8:12 am
Forum: General Discussions
Topic: Impulse purchase
Replies: 70
Views: 7167

Re: Impulse purchase

What WD40 describes is the kinda of life we led in India where my dad was too extreme in spending n savings. It only works if the entire family is in sync. If the wife or kids disagree or feel unhappy, then it leads to misery. Savings is fine but experiences are worth it too. Our rule is different....
by midlet2013
Sat, 19 Jun 2021 8:08 am
Forum: General Discussions
Topic: Impulse purchase
Replies: 70
Views: 7167

Re: Impulse purchase

What WD40 describes is the kinda of life we led in India where my dad was too extreme in spending n savings. It only works if the entire family is in sync. If the wife or kids disagree or feel unhappy, then it leads to misery. Savings is fine but experiences are worth it too. Our rule is different....
by midlet2013
Mon, 14 Jun 2021 12:29 pm
Forum: General Discussions
Topic: 90% of people would never want to come to office fulltime again!
Replies: 21
Views: 2073

Re: 90% of people would never want to come to office fulltime again!

I think there shd be a balance . Occasional WFH or Flexi timing like go to office at 11/12 after meetings is usually the case for me. But to totally not go to Work is detrimental. How about Home Schooling. Smart people like Elon Musk homeschool their kids. Why not let kids study at home ? I think it...
by midlet2013
Mon, 14 Jun 2021 3:52 am
Forum: General Discussions
Topic: Impulse purchase
Replies: 70
Views: 7167

Re: Impulse purchase

True, an extremely thrifty lifestyle also makes sense if the entire family is on board, otherwise it will just lead to unhappiness and disagreements. Not generalising, just talking about Indian families. If u look at Philippines or Korea, women manage the house even if not working. I am not judging...

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