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by PNGMK
Fri, 01 Jul 2022 7:02 am
Forum: General Discussions
Topic: Appealing against traffic offense in Singapore
Replies: 12
Views: 360

Re: Appealing against traffic offense in Singapore

So you definitely understand her struggle! I hope there wasn’t a camera at the intersection, or you may be facing the same problem pretty soon. No there was no orange box (camera) so I think I'm ok. It's a shock after driving three weeks in the USA in June where you can turn on red and the yellow i...
by PNGMK
Thu, 30 Jun 2022 9:14 am
Forum: Careers & Jobs in Singapore
Topic: Increase in CPF Contribution rates from January 2023
Replies: 46
Views: 1001

Re: Increase in CPF Contribution rates from January 2023

I don’t know who came up with the benchmark or the formulas behind it, but SS targets to cover 40% of a retiree’s income needs. For my retired parents it actually covers 100% of their income needs — but they are frugal, own their home and live in a very low cost area. For wants like vacations, they...
by PNGMK
Thu, 30 Jun 2022 9:05 am
Forum: Careers & Jobs in Singapore
Topic: Increase in CPF Contribution rates from January 2023
Replies: 46
Views: 1001

Re: Increase in CPF Contribution rates from January 2023

No one is going to crater the SS system in the USA without some sort of catastrophic force majeure event occurring (nuclear war for example). I know it runs at a deficit (well two out of three parts do) but as a sovereign issuer of currency the USA can print money to keep it afloat. Same as the Aust...
by PNGMK
Thu, 30 Jun 2022 8:14 am
Forum: Careers & Jobs in Singapore
Topic: Increase in CPF Contribution rates from January 2023
Replies: 46
Views: 1001

Re: Increase in CPF Contribution rates from January 2023

What I don't understand is caps on CPF, Super (Australia), SS (USA), Kiwisavings (NZ). I understand it's capped because there is some sort of subsidization via tax benefits taking place but frankly there should not be a cap because inflation and lifestyles render caps too low for true retirement sav...
by PNGMK
Thu, 30 Jun 2022 8:11 am
Forum: General Discussions
Topic: Appealing against traffic offense in Singapore
Replies: 12
Views: 360

Re: Appealing against traffic offense in Singapore

To appeal in person you take the notice down to Ubi TP HQ and get a Q number (you are "querying the offense notice"). At least you used to. I'm sorry I cannot be much more help. I "almost" ran an amber/red yesterday myself - I swear it was only amber for 1 second it changed so fast. I basically ski...
by PNGMK
Thu, 30 Jun 2022 8:09 am
Forum: Domestic Helper & Babysitter Issues
Topic: Neighbour's helper bringing foreign worker home
Replies: 25
Views: 714

Re: Neighbour's helper bringing foreign worker home

Lisafuller wrote:
Thu, 30 Jun 2022 4:45 am
PNGMK wrote:
Wed, 29 Jun 2022 10:47 am
Lisafuller wrote:
Wed, 29 Jun 2022 1:42 am
:mrgreen:


An invitation? LOL
Is the helper a good cook?
Was referring to a different kind of invitation :mrgreen:
Oh like maybe the guy is a good handyman with his tools?
by PNGMK
Thu, 30 Jun 2022 8:07 am
Forum: Relocating, Moving to Singapore
Topic: Where will you retire?
Replies: 231
Views: 25493

Re: Where will you retire?

I still think of Mexico as a possible part time retirement location but I suspect the crime will drive me out.
by PNGMK
Wed, 29 Jun 2022 8:42 pm
Forum: Careers & Jobs in Singapore
Topic: Increase in CPF Contribution rates from January 2023
Replies: 46
Views: 1001

Re: Increase in CPF Contribution rates from January 2023

Agreed Mal.

One point though that CPF does have a type of survivor benefit in that you can pass it on.
by PNGMK
Wed, 29 Jun 2022 2:30 pm
Forum: Careers & Jobs in Singapore
Topic: Increase in CPF Contribution rates from January 2023
Replies: 46
Views: 1001

Re: Increase in CPF Contribution rates from January 2023

NYY1 - most of here earn well above the cap on CPF (if not in salary then from investments and businesses). It's very annoying. I'd happily put in 100k a year into CPF if I could. I see. I thought based on the median household income there would likely be a reasonable number of people below the cap...
by PNGMK
Wed, 29 Jun 2022 2:29 pm
Forum: Careers & Jobs in Singapore
Topic: Increase in CPF Contribution rates from January 2023
Replies: 46
Views: 1001

Re: Increase in CPF Contribution rates from January 2023

I would suggest you take a look at what portion of the population can save (and does save) those amounts. If you are above those levels you don't have a problem; just save/invest in any account. It's enforced savings. By not adjusting it upwards regularly against inflation the entire country goes i...
by PNGMK
Wed, 29 Jun 2022 10:47 am
Forum: Domestic Helper & Babysitter Issues
Topic: Neighbour's helper bringing foreign worker home
Replies: 25
Views: 714

Re: Neighbour's helper bringing foreign worker home

Lisafuller wrote:
Wed, 29 Jun 2022 1:42 am
PNGMK wrote:
Tue, 28 Jun 2022 8:28 am
The question is what would I accept as payment?
An invitation? LOL
Is the helper a good cook?
by PNGMK
Wed, 29 Jun 2022 9:51 am
Forum: Careers & Jobs in Singapore
Topic: Increase in CPF Contribution rates from January 2023
Replies: 46
Views: 1001

Re: Increase in CPF Contribution rates from January 2023

NYY1 - most of here earn well above the cap on CPF (if not in salary then from investments and businesses). It's very annoying. I'd happily put in 100k a year into CPF if I could.

Lisa... how could refer to our old asses? Man I am so offended ;)
by PNGMK
Wed, 29 Jun 2022 9:47 am
Forum: General Discussions
Topic: Appealing against traffic offense in Singapore
Replies: 12
Views: 360

Re: Appealing against traffic offense in Singapore

To appeal in person you take the notice down to Ubi TP HQ and get a Q number (you are "querying the offense notice"). At least you used to. I'm sorry I cannot be much more help. I "almost" ran an amber/red yesterday myself - I swear it was only amber for 1 second it changed so fast. I basically skid...
by PNGMK
Tue, 28 Jun 2022 7:28 pm
Forum: PR, Citizenship, Passes & Visas for Foreigners
Topic: Citizenship Application - Dilemma about the primary applicant
Replies: 30
Views: 1133

Re: Citizenship Application - Dilemma about the primary applicant

I'm in Oil and Gas. The govt support for upstream is pretty pathetic. They've lost WFT, SLB and a few other major service company HQ's in the last decade and don't care it seems. I think BH are looking at moving out too.
by PNGMK
Tue, 28 Jun 2022 8:39 am
Forum: Certificate of Entitlement (COE)
Topic: COE prices $100,000
Replies: 30
Views: 766

Re: COE prices $100,000

I was surprised at how poor the offerings were in Target and Walmart last week. There seemed to be a real stock shortage.

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